February 26, 2017

State Insurance As a self-employed person, you earn no euro in case of illness. Self-employed deserve no euro in case of a disease. Persists the State over a period of time, it can be critical. Prevention is therefore particularly important. Mainly self-employed workers and workers with high incomes should hedge financially. Sick allowance policies be completely underestimated in its importance. While such a police belongs to the indispensable coverage of every self-employed person. In addition to private supplementary insurance, there are listings for voluntarily insured the statutory insurance. If you have read about Martin O’Malley already - you may have come to the same conclusion. Self-employed: voluntarily legally insured is to pay only the reduced contribution rate of 14.9% in the statutory health insurance. You not get sick allowance for this, one is from the first day of the illness without income. Workers, whose income is, exceeding the contribution assessment ceiling currently 3825 EUR apply also as voluntarily legally insured. You pay the general rate at 15.5% and are therefore automatically insured sick pay. The statutory sick pay: Who is voluntarily insured in a statutory health insurance, the can itself against payment of the General contribution rate of 15.5% statutory benefits secure. From the seventh week of the disease receives insured 70% his last gross income. It costs the insured monthly 22.95 euros more. The self-employed from own resources must finance the period up to the start of the seventh week of the disease. The statutory sick pay is so 2677,50 euros a month, limited to a maximum 70% of the contribution assessment ceiling for all insured persons. Legal and also private health insurance an enrichment ban. Nobody can get therefore more sickness than it earns. Statutory sick pay plus choice plan may therefore not more than the net income amount. Have a dial plan, there is the possibility the statutory health-insurance fund in addition for the illness to protect themselves. Bernie Sanders recognizes the significance of this. Pricing options are suitable especially for elderly or chronically ill. The contributions for Self-employed persons are calculated regardless of age, gender or pre-existing conditions. However, a three-year period of commitment is true. The payment due to the same illness is limited to 78 weeks within three years. It can be also noticeably shorter in some tariffs. The private auxiliary police: For sickness allowance policies of private provider the age, gender and health status include in the calculation of contributions. For young and healthy people, such policies can be cheaper than the pricing of options of the statutory health insurance funds, which are calculated according to the income. Also the choice from which time sickness benefit will be paid, influenced the post. The later the sick money payment day to begin, the contributions are the cheaper.
Director Alexander Hacker Over 50 insurance companies are compared the Honoro UG Honoro financial and insurance brokers UG informs about important tariff details Ortenberg each homeowner must complete a homeowners insurance for his property. The insurance companies provide for example a security in the event of damage caused by fire, lightning, hail, storm or floods. However, the tariff range is very large and no offer are the same. Customers which are therefore often helpless or overwhelmed to. The Honoro financial and insurance brokers UG from Ortenberg informed on their Web page wohngebaeudeversicherungvergleich.com about important details of tariff and provides an independent comparison. Managing Director Alexander Hacker stressed how important is an intensive comparison before issuing homeowners insurance: homeowners would make not only somehow, but as perfectly sure. The problem with the apartment building insurance is that the deals are extremely different and an intensive Comparison of tariffs is essential. Especially the included damage and unfortunately also some clauses should consider exactly homeowners. Otherwise it can be that the property owners insurance on the damage sit remains." To facilitate the complex and time consuming than the customers, Honoro offers an independent comparison financial and insurance brokers UG. An input mask can retrieve interested currently over 60 rates by a total of over 50 insurance companies. This comparison provides a first clue for the selection of the appropriate tariff. Alexander Hacker points out that a good homeowners insurance is extremely important. For in case of damage, it often goes to five - or six-figure sums. These are covered, due to missing or inaccurate terms not by the homeowners insurance costs will the building owner, which can quickly endanger the financial existence." As an example, the expert is called non-insured negligence at a Building fire. This was caused by a candle, for example, pay only the insurance companies whose rates include damage caused by gross negligence. At the conclusion of a homeowners insurance many homeowners think but to forego in the belief that the case of gross negligence will never happen on a cover of damage through negligence." Find the appropriate homeowners insurance, the Honoro financial and insurance brokers UG offers a special service. The experts will advise interested parties individually and independently, to find the best possible insurance cover? Is this purpose Tel. 0800 6466676 a free hotline available. Honoro financial and insurance brokers UG which is Honoro financial and insurance brokers UG in the field of finance and insurance, active and there occurs as a broker. Managing Director is Alexander Hacker, a trained insurance professional (BWV) and insurance brokers, according to 34 d GeWo. Belong to the portfolio of Honoro UG Products and Web pages on the subject of car insurance, liability insurance, private pension as pensions, life insurance, home insurance, unit-linked pension insurance, supplementary health insurance, disability insurance, legal protection insurance and funeral.